Summary: This experienced position will independently analyze complex credit data and financial statements under tight timelines to determine the degree of risk involved in extending credit or lending money, either for new loans or renewals.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
Education and/or Experience: Bachelor's degree (B. A.) from four-year college or university in Business, Economics, Finance or Accounting required; and a minimum of 2 years demonstrated related experience in underwriting C&I and CRE loans and exposure to a variety of borrower types and industries.
Skills needed:
Computer Skills: Knowledge of computer applications including Word and Excel and the ability to adapt to and learn other software systems used by the Credit Department and Bank.
Work Environment and Physical Demands: The working conditions and physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the associate is regularly required to sit, use hands to sort, write and keyboard, and to listen and speak. The associate is frequently required to reach, walk, stoop, crouch. The associate is occasionally required to stand, lift, bend, drive and travel.